Chase Card #1 - Jan. '10 update

This should be the last month of the zero promo rate I've enjoyed on this card for 15 months. In those 15 months, I've never paid more than the minimum payment. Since I opted out of the recent change in terms, the interest rate should be 6.99%. Not terrible, but not as good as a zero rate! So yes...the party's over for this one.

Last payment = $121.00. New balance = $5,936.00