so I'm already having a pity party today

and then I open the quarterly 401K statement. UGH!

And I'm reminded why I decided to halt future contributions. I decided during/after the last crash in March 2009 to diversify retirement sources. That's one reason we're holding onto the rental property so that all income after retirement isn't dependent on how Wall Street behaves.

For the 3 months, 401K balance is down 8.26% or about $12K. I guess the good thing is I have a long time before I plan on tapping this money.