HELOC Update - Jan '10

The first regularly amortized payment since refinancing this loan is not due until February. But I did make some small progress according to the billing statement received today. Principal paid = $100.00. New balance = $73,066.93.




The best news is that also in the mail today was the snowflake associated with this refinance. The $500 VISA gift card. It might take me a bit to translate this gift card into payments on my credit cards. I'll be using it to pay for expenses already in the monthly budget, and then sending the amount out of my budget to a credit card bill.