Interest is not really my problem

Just for kicks, I thought I'd add up the interest charges on each of these debts for the past month. It's not nearly as bad as I thought, but considering the fixed rate mortgages are both at 4.5%, the HELOC is at 2.75% and I have a zero promo rate on a couple of the credit cards it shouldn't be too terrible.

Overall, I paid $1,309.68 in interest for the month. If you use an average outstanding balance of $390K, that works out to about a 4% annual rate. I know I should be thankful that it's as low as it is. But there's that part of me that wishes I had that $1,309.68 (or $43.65 per day) to spend on what I want to spend it on instead of handing it over to the bank! And how depressing to quantify just how many hours I need to work each and every day just to pay interest!!!