Final 2 Year Updates

I'm combining these last three into one post ....because life is crazy busy and while I have a minute to type this out I might as well do 'em all!

BANK VISA

This one is probably on schedule to be paid off first. It has a 6.15% interest rate and the starting balance was $3,575.78. Two years later, it has dropped to $2,060.51!

CHASE CARD #1

Definitely my highest credit card balance. It has a 6.99% which is fixed since I opted out of a change in terms. This one started at $6,698.00. Two years later, it's down to $4,300.80!

Money Market Loan

This is a crazy loan. I borrowed from my savings to replace a heat/air unit in our old house. And for a couple of years I never paid myself back ANYTHING! I'm still not paying much, just snowflaking little amounts when I find them. But at least I'm not ignoring it any longer. Two years ago I owed myself $4,711.50. Now that amount has been reduced to $4,534.39. Not significant progress....but I'm just happy I've put it back on the radar screen!

So there you have it! Total progress since the beginning of this blog.....$69,010.56! Now before you get all excited, remember that $45,739.46 was because of the inheritance my husband received from his mom. It still bothers me that we owe so much money, but it's wonderful to see that the numbers are moving the right way!

2010 Ending Balance - Bank Visa

In August, 2009 when I started tracking this fiasco, the balance on this card was $3,575.78.

The bill that arrived today shows a balance of $2,513.02.

WooHoo! Over $1k paid off on this one!!!

Bank Visa - August '10 Update

Avoidance is not helping the situation, so here we go.....

$55.95 paid. New balance = $2,728.00

Bank Visa - June '10 update

I'm slowly getting through the mail that accumulated while we were gone. So sad that I have not been able to send any more than the minimum payment on these credit cards. The good news is that I'm not charging on them, so the balance WILL go down....slowly....eventually.

$57.39 paid. New balance = $2,840.59

Bank VISA - May '10 Update

As promised, I'm trying to spend a good deal of time today dealing with the paper piles that have taken over my desk.

No extra payments for this credit card last month. But we're making progress!

$59.05 paid. New balance = $2,897.98

More April '10 Updates

April is always a busy month. I'm not working the double shift hours like I did the first two weeks of the month, but things are still busy at the office. Even today I'm up at the crack of dawn to get a couple of hours of weekend work knocked out so I can really be "here" at home once the rest of the family wakes up!

While I wait for the coffee to finish brewing, here are the last of the loan updates for April.

Money Market Loan:

$4.02 paid - $4,616.25 remaining. WooHoo! I'm hoping next month I'll cross over that $100 paid threshold.




Bank Visa:

$93.61 paid. New balance =$2,957.03 Another WooHoo! This one has now gone under the $3K mark never to return again!!!



Chase Card #1:

$158.32 paid. New balance = $5,577.76. And this is the biggest WOOHOO! With this update the total of all the credit card debt is now $12,816.01. It started at $15,981.86 so credit card debt is down over $3,000!!! YIPPEE!!!


Now to get that pesky work finished before the rugrats start circling. Hope you have a great Saturday!

Bank Visa - March '10 update

Sorry for the boring and infrequent posts. Working in the tax department of a local accounting firm doesn't leave time for much extra posting, blurfing, commenting or even thinking. Right now, I'm just in survival mode to get the next 2.5 weeks behind me and back to my life. :)

I have had a good day at home today getting things ready for the next week of madness. LOL

$78.49 knocked off this debt. New balance = $3,050.64



The good news is that next month, this one should be under the 3K mark.

Bank VISA - Feb. '10 Update

Quick update:

$95.32 paid on the balance. New total = $3,129.13

And yes, the zero promo rate for this one has run out. The permanent interest rate is not bad though...prime plus 2.9%. So right now I'm paying 6.15%. Could be a whole lot worse.

Bank Visa Update - Jan. '10

A little more progress on this one. $83.29 applied to the principal. New balance = $3,224.45




Having to keep this post short and sweet. It's been a terribly busy week, and the weekend isn't looking much better. Today we have to buy/make more of dd's dance costume, buy a gift for a party she's going to this afternoon, go to dance practice, birthday party for her friend, get groceries, buy supplies to make class valentine cards, and pay for a babysitter so dh and I can go to a party tonight. Not much time at home = the probability of spending more money than I'd like to today.

Hope YOU have a relaxing weekend 'cause my prospects are not looking so good.

Bank VISA Update - Dec. '09

More nominal progress on this balance. I'm only paying the minimum payment each month, but the balance is steadily decreasing. $85.25 paid in December which leaves the balance at $3,307.74.

A few quick updates

Seems like life is running at warp speed, so I'm combining a few updates into one post. Nothing major here, just slow (but steady) progress towards these stinkin' balances!

$126 paid on Chase Card #1 - new balance $6,180.00




$87.22 paid on Bank Visa - new balance $3,392.99




$5.23 paid back to the Money Market Loan - new balance $4,647.98



I'm having a little happy dance, since this brings the credit card totals under $15,000 and over $1,000 less than when I started this journey!

Bank Visa - October '09 update

Another bill in the mail today! More small baby step progress. Subtract $83.80 this month for a new balance of $3,480.21.

Bank VISA September update

Just got the statement in the mail today for the Bank VISA. New balance is $3,564.01. Hopefully, there will be more progress on this debt next month!

Bank VISA

I opened a new checking account at a local bank recently, and they of course offered me their VISA with a ZERO promotional rate and a decent rate after the promotional period that is tied to the prime rate.

This account is so new, I don't really have any progress to show. The current balance is $3,575.78.