Thursday, March 31, 2011

Yay me!

I've updated all the tickers at the bottom for the month of March. I find myself thinking about this debt CONSTANTLY! When I had to draw on the line of credit last fall, it really knocked the wind out of my sails. I kinda fell off the blogging wagon and quit updating. Right now I'm trying to balance all my goals of wanting to pay extra towards the debt, wanting to put as much as I can in the Roth, and saving some money back to pay cash for some upcoming expenses.

I think I've finally (at least for today) resolved to be happy if I can pay a total of $10,000 towards the debt balances this year. For the first 3 months, the debt has decreased $2,407.35 so I'm not too far off track to meet that goal. It's not exactly gazelle-intense, but I'm really hoping to get through the summer without borrowing any more money!

As soon as ING credits my accounts tomorrow night for the March interest, I'll be able to finish my spreadsheet for how much the net worth has been funded this year. Maybe I'll also decide how much I can "afford" to part with to send to the Roth IRA. Or maybe not....since Uncle Sam is giving me until April 15 to figure that one out!

Friday, March 11, 2011

Not much to say

Well, I probably have alot to say...I just have trouble finding time to put my thoughts into the written word. We are hanging on right now. My husband is living at a sober house, going to lots of AA meetings and spending lots of time helping his very sick brother. He visits me and the kids, but isn't staying here. I am proud of his progress, but there are still many issues to be resolved.

Life is crazy. Tax season is in full swing, dance competition season has started for my daughter, and my 5 yr. old has his first spring soccer game tomorrow!

I did open a new Roth IRA account at Sharebuilder! I've only transferred $400 to it so far, but I'm very excited about opening this account. Mutual funds are okay, but I'm excited about having part of my Roth in individual dividend-paying stocks and not worrying about what cut the mutual fund managers are taking out of my returns. Sharebuilder also reinvests all your dividends, and there are no fees for IRA's!

I also updated ALL the tickers at the bottom of this blog. Hopefully, I can keep them updated even if I don't have time to write a blogpost.