Tuesday, June 22, 2010

Primary Mortgage - June '10 update

One more update before I shut the computer down for the night. Just the regular old boring payment on the big loan. If I'm looking for bright spots....
  • The fixed rate for the next 28 yrs and 11 mths is only 4.5%.
  • I really do love where we live.
  • In only 5 more months, I can brag that we owe less than a quarter of a million. ---Did you see my eyes roll on that one???
$352.60 paid. New balance = $251,517.58

Monday, June 21, 2010

Chase Card #2 - June '10 update

No significant progress. Just paying dibs and dabs here since this balance has been transferred to the equity line, and it's only costing me 2.75% interest. Until the Fed decides it's time for a rate hike, I'll keep this payment low and keep diverting extra funds towards my retirement savings and the higher rate loans. Extra funds? Who am I kidding? There are no extra funds these days!!!

$20.08 paid. New balance = $2,571.32

Capital One - June '10 Update

Little by little...

And yes, Mrs. 444 is correct! The next update WILL bring this one out of the 4 digits!!!

$11.69 paid. New balance - $1,013.67

Friday, June 18, 2010

HELOC Update - June '10

This loan is making consistent progress. I have been so blessed with such good tenants for this property. We sign a lease with the new tenants next week. And they are siblings of one that is moving out, so I'm not quite as leary as I would be with brand new people I didn't have any "history" on. The good news is that they have agreed to an 18-month lease!! I offered them $25 less per month if they would sign for 18 months...and that's what they wanted anyway!

June statement shows $277.90 paid. New balance = $71,654.71

Wednesday, June 16, 2010

Inspiring Quote

seen on Twitter:

"God's ultimate goal for your life on earth is not comfort, but character development."

Saturday, June 12, 2010

Final May Updates

It's so stinking hot outside, I've resorted to trying to stay cool by spending a
few minutes couple of hours at my desk getting caught up on the budget, bills and bank balances. Progress feels tremendously slow due to all the extra expenses with the the flood damage, the new puppy, and summer child care for my daughter now that she is out of school. I know I have so much to be thankful for, but it's hard to watch all the money come in then promptly leave with someone else's name on it!

Enough of my whining....here is the May wrap-up!

Primary mortgage - $ 351.28 paid, new balance = $251,870.18

Net worth funding goal - $1,285.94 added to net worth in May.

Net worth certainly decreased overall with the rollercoaster stock market, but at least I'm holding up my end of the bargain by continuing to pay down debt and add to savings.

Sunday, June 6, 2010

Still in catch-up mode - Chase Card #1 May '10 update

Gosh! I have been such a bad blogger. I've been very preoccupied --- started Spring Cleaning. And that is one of those phenomenon that once I'm in the zone, I don't dare switch gears for fear of losing momentum.

The deep cleaning is good for my soul. It keeps my mind off the bad news, the economic turmoil that I'm afraid our country has not seen the end of yet, the financial uncertainties I find myself dwelling on in spite of all the planning, working, and saving. Anyway, that's my excuse for not posting all the May updates yet. But here's a quick one for ya....

Chase Card #1....
$80.09 paid. New balance = $5,497.67

I will be back with more updates. But be patient...this is a big house....or maybe it just seems big when you're trying to fit in Spring Cleaning between work, family, weddings, graduations, and birthday parties.