Saturday, December 12, 2009

Do you have a Debt Free Goal?

When AJ at I Owe so Much posted about his debt free goal, it got me thinking. I know...that thinking thing is dangerous. But just what would I do with our budget if we didn't have those credit card payments?

Well, part of what is now allocated to debt would be directed to savings -- either IRAs or into stocks or even boosting the emergency fund.

But today I'm thinking how wonderful it would be to take some of that money to hire someone to clean my house twice a month. Working full-time and having two small children doesn't leave a whole lot of extra time to keep up with all the least not to the standards I aspire to. Being able to afford to pay someone to take these chores off my hands would give me more time to spend quality time with my family, pursue some hobbies of my own, and maybe even sleep. Wouldn't that be wonderful?

1 comment:

  1. Hahaha... I love these experiments... I often times fantasize about all the things I'd do with the extra cash I put on my credit card every month. Maxing out an IRA would be nice - and so would a maid. Or a cook. ;)